Category Archives: Mortgage and home loans

Mortgage Rates Staying Down is Fantastic News For Home Buyers at Orange County CA

Fantastic news for homebuyers is that home loan mortgage rates at Orange County CA went down big-time during 2014 and have stayed down. 4.5% was the average rate on a 30-year fixed loan offered by lenders one year ago today … Continue reading

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Best Time is Now for Buyers to Take Advantage of Unbelievably Low Mortgage Rates

With interest rates dropping to their lowest levels since June 2013, now is a great time to buy a home at Orange County CA.  Current rate drop to about 4.03% for 30-year fixed rate mortgage (for those who qualify) is a big  savings … Continue reading

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Mortgage Rate Increase Won’t Stop the Orange County CA Real Estate Recovery

Mortgage Rate Increase Won’t Stop the Orange County CA Real Estate Recovery Recent mortgage rate increase from all-time lows is not expected to stop the real estate recovery at Orange County CA. Even during times of increasing rates and limited … Continue reading

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Home Selling Power Stays Up with Record Low Mortgage Rates

  Home sellers are getting positive benefits from continued low mortgage lending rates. Home sales are up, and today’s lending standards are allowing for more qualified buyers. Mortgage rates mostly hovered near their record lows this week and fueled momentum for … Continue reading

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Mortgage Debt Forgiveness Tax Relief by U.S. Law Set to Expire at End of This Year 2012

U.S. law – Mortgage Forgiveness Debt Relief Act of 2007 – applies to debt forgiven in calendar years 2007 through 2012 – including possible debt forgiven through SHORT SALE process. For purposes of income tax, this law allows for exclusion of income realized as … Continue reading

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Amazingly Good Mortgage Home Loan Rates on this Special Day – October 1, 2011

  On this day when FHA loan limits were reduced – October 1, 2011 – current rates on purchase money home loans (mortgages) in Orange County, CA, continue to be amazingly good for home buyers. LOAN                                           CONFORMING                    JUMBO PROGRAM                                   up to $417,000                   up … Continue reading

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Orange County Home Buyers Alert ~ Now is Your Best Time to Get Going

  The average rate on a 15-year fixed mortgage loan has fallen to its lowest level in decades. Freddie Mac said the rate for the refinancing option dropped to 3.54 percent from 3.66 percent, which is the lowest average rate since it … Continue reading

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Home Buyers Alert ~ Now is Your Best Time

  Home buyers have heard it before that “Now is Your Best Time”.  It’s a worthy message, and we’ll say it again … “Now is Your Best Time” … for home buying. So get organized for home buying, contact your experienced and professional mortgage … Continue reading

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FHA Loans Becoming Popular at Orange County CA

I like the Paul Scheper article “FHA Loans becoming popular in Orange County” in this month’s Orange County REALTOR® magazine, which was published by the Orange County Association of REALTORs®.    Paul says in his article that FHA loans have emerged as loan of choice … Continue reading

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